Terms of Use

Last updated: August 20, 2026

Consulting and referral services

HM Helms Consulting provides business consulting, strategic guidance, and referral services. We are not a lender, financial institution, e-commerce store operator, or legal, tax, or investment adviser.

No guarantee

Completing the questionnaire, scheduling a consultation, or receiving an outside referral does not guarantee financing, approval, revenue, business growth, store performance, or any other specific outcome.

Your responsibility

You are responsible for confirming that the information you provide is accurate and for independently reviewing the terms, qualifications, fees, and services of any outside provider.

Website information

Website content is general information and should not be treated as legal, tax, financial, or investment advice. Services and availability may change.

Third-party services

Links to Calendly and outside providers are governed by those providers’ own terms and privacy practices. HM Helms Consulting is not responsible for third-party websites or services.